Financing Options for Your Project
Colorado Springs, CO
Flexible roof financing with 0% interest plans, fast approvals, and credit scores starting at 540. Making quality roofing accessible for every Colorado Springs homeowner.
Navigating Roof Financing Is Easier With Fixins
Not every roofing project is fully covered by insurance, and not every homeowner is in a position to pay out of pocket for a roof replacement. Fixins has partnered with Hearth Financial to offer flexible financing options that make quality roofing accessible, regardless of your current financial situation.
0% Interest Plans Available
Qualified applicants can finance their roof project at 0% interest for promotional periods, meaning your total cost does not increase when you finance. You simply spread the payment over time without paying a finance charge. Ask us about current promotional terms when you request your inspection.
Approval from Credit Scores as Low as 540
Hearth's lending network includes options for a wider range of credit profiles than traditional home improvement financing. Homeowners with credit scores starting at 540 may qualify for financing. Approval decisions are typically made within minutes of submitting your online application.
No Prepayment Penalty
You can pay your balance off early at any time without any additional fees or penalties. If your financial situation improves during the loan term, you are never locked in.
Combining Insurance Proceeds and Financing
Many Colorado Springs homeowners use a combination of their insurance payout and financing to upgrade their roof. For example, if insurance covers a standard shingle replacement but you want to upgrade to 24-gauge standing seam metal, you finance only the upgrade cost. We help you structure this efficiently so your out-of-pocket expense is minimized while you gain a lifetime roofing system.
How to Apply
Schedule your free inspection with Fixins first. After your inspection and estimate, we provide you with a direct link to Hearth's application. You complete the application online at your convenience, receive your decision quickly, and we schedule your installation once financing is confirmed.
Apply Through Hearth
Hearth's application takes about 2 minutes. No hard credit pull required for the initial rate check. Multiple lenders compete for your business to find the best rate available for your situation.
Apply for Financing Through HearthSenior and Military Discounts
Fixins offers discounts for senior homeowners and active duty or veteran military families on every project regardless of payment method. Mention your discount eligibility when you schedule your inspection and we apply it to your estimate before you see the final number.
Flexible Financing for
Every Colorado Springs Homeowner.
0% interest plans, scores from 540, no prepayment penalty. Start with a free inspection.